What is the classification of a client whose primary goal is to prevent the loss of their investments?

The classification of a client whose primary goal is to prevent the loss of their investments is indeed conservative. Conservative investors typically prioritize the preservation of capital over aggressive growth strategies. They are characterized by a low tolerance for risk, often favoring investments that are less volatile and more stable, such as bonds or money market funds.

This classification reflects their preference for prioritizing safety and stability, indicating that they would rather accept lower returns than expose their capital to significant risk. As such, a conservative investment strategy is suitable for those focusing on safeguarding their investments rather than seeking high yields or aggressive growth potential.

In contrast, aggressive investors focus on maximizing returns and are more willing to accept risks, while speculative investors take on high risks in hopes of extraordinary returns. Moderate investors often maintain a balanced approach, which includes some degree of risk but does not typically align with the primary goal of avoiding loss.