What is NOT a potential benefit of investing in UITFs?

Investing in Unit Investment Trust Funds (UITFs) offers several advantages to investors, but guaranteed returns are not among them. UITFs are designed to pool investors' money to be professionally managed and invested in a diversified portfolio of securities. This professional management allows for beneficial strategies and expertise that individual investors may not possess.

The fundamental nature of UITFs, like other market-driven investment vehicles, entails exposure to market risks, which means that while they can provide potential for growth and income, they cannot guarantee any specific return on investment. The value of the investments can fluctuate based on market conditions, and investors may even experience losses.

On the other hand, professional management, low minimum investment requirements, and diversification are indeed key benefits of UITFs. Professional management ensures that the fund is managed by experienced individuals or teams who can make informed investment decisions. Low minimum investment requirements make it accessible for a broader range of investors to participate. Diversification helps to spread risk by investing in a variety of assets, which can mitigate the impact of poor performance from any single investment.