For a client focused on short-term liquidity, which UITF is typically the best option?

The Money Market UITF is typically the best option for a client focused on short-term liquidity due to its primary investment in short-term debt instruments such as Treasury bills, commercial papers, and other highly liquid assets. These investments tend to have lower risk and provide easier access to funds, allowing investors to quickly convert their holdings into cash without significant loss of value.

This feature makes Money Market UITFs particularly suitable for clients who may need quick access to their investments or anticipate that they will require funds in the near term. In contrast, other types of UITFs like Equity UITFs, Balanced UITFs, and Commodities UITFs typically involve longer investment horizons and higher volatility. These options may not provide the same level of liquidity or stability, potentially exposing the investor to market fluctuations and reduced access to funds when needed.